what is net profit and gross profit Point 2: look at the mortgage. The p2p platform is a credit loan or a mortgage. If it is a mortgage, it depends on what the mortgage is mainly, such as real estate, vehicles, etc., the loan risk of the mortgaged property is much smaller than the credit loan. If there is a risk, the company will sell the mortgage of the borrower to the investor. Wealth managers say that not only the collateral, but also the mortgage rate, which is the percentage of the value of the debt and the collateral. The mortgage rate is mainly to prevent the mortgage from not sufficient to cover the debt. If it is not, the risk of investment will increase and the situation of repeated mortgage will be avoided. The "fish-type duck tail" model partially overcomes the lift of the air when the car is traveling at high speed, but it does not fundamentally solve the problem of lift of the fish. After a lot of exploration and experimentation, the designer finally found a new type of model - wedge. This type of vehicle is to tilt the body forward downward, and the back of the body is as straight as a knife, which can effectively overcome lift. The market has its origins in ancient times when people used the term of place to trade in fixed time or place. In the present, the market has two meanings, one is the trading place, such as traditional market, stock market, futures market, etc., another meaning is the general term of trading activity. The word "market" refers not only to a trading venue but also to all transactions. So when it comes to market hours, it's not just about the size of the site, it's about whether the consumer activity is active. In a broad sense, all property rights transfer and exchange relationships can be market.