non profit firms "People say 'oh, those experts', but we're seeing what we call potential risks being rolled out. This is not what the experts say, this is what the economy is showing. " In just three days, the yield on the 30-year Treasury bond jumped 16 basis points, the biggest gain since December 2008. The two-year - 30-year spread widened at the fastest rate since last year's U.S. election. This week the yield curve flattens out. Is it a short adjustment or a bear market start? Plan form, it is to point to in words and index within the organization of the form of expression and organization of different departments and different members of a certain period of time in the future about the management of the direction, content and way to arrange. Interest determines the regularity of prescriptive (interest this qualitative rules will determine the amount of the rules), the amount of interest depends on profit, interest rate depends on the average profit margin. Marx further pointed out that, between average profit margin and zero, interest rate depends on two factors: one is profit margin; The second is the proportion of total profits allocated between lenders and borrowers.