operating profit ratio Julie Palmer, a retail expert at Begbies Traynor, said retailers faced a particularly disappointing deal in the weeks following the apparent success of "black Friday" at the end of November. With the development of p2p, many people in the market have been hurt. Many people in the market have begun to reject the p2p in particular, but they are also conflicted, and are afraid and rejected by the high yield. In fact, high-yielding p2p wealth management products are not from high risk, and they are not unreliable. However, after all, financial investment is risky. For investors, how to find safe and reliable channels to ensure their high yield is the most important issue. The investment of securities provides an important means for the central bank to conduct financial macro-control, which is of great significance to the sustainable and efficient development of the national economy. The investment quantity is the decreasing function of interest rate, saving is the increment function of interest rate, and the change of interest rate depends on the equilibrium point of investment quantity and saving amount. Keynes's theory of money supply and demand decided that interest rates were a monetary factor rather than an actual factor. Phoenix iMarkets compiled from ZeroHedge, according to government data compiled by Labyrinth consulting services, the growth trend of U.S. personal vehicle mileage (VMT) has been steady since June 2017. The possibility of a halt to growth in U.S. personal vehicle miles (VMT) has been around since the start of 2014, which could signal a slowdown in crude oil consumption.