profit and cost First of all, the earnings of the fund in 2017 are in an uncertain environment. The first half of the market is in a period of "cash shortage". Towards the end of the year, the central bank started to fight for the "money shortage", so monetary policy eased and interbank money market rates fell. As a result, yu 'ebao's yields suddenly fell below the 4 per cent mark. Micron cfo Ernie Maddock says: Then the interest rate theory of the loan is the interest rate theory of neoclassical school, which is proposed to correct Keynes's theory of "liquidity preference". In some ways, the theory of interest rate can be regarded as a synthesis of classical interest rate theory and Keynesian theory. The company's chief executive and chairman Venkat Meenavalli media interview said: "the ultra high current market valuation is not reasonable and not real, we put the ipo pricing valuation for $5 is a very good description." But he emphasised: "we are a profitable company that has nothing to do with the current digital currency frenzy. Longfin has grown at a rapid rate of 200 per cent over the past six months and earned a profit of $28m. In general, the banking sector is healthier. While some banks are struggling, a lot of lenders have witnessed improvements in operations. The following outstanding banks are chosen as determined by eight measures on financial health including net interest margin, return on average equity, nonperforming loans, and reserves being a number of NPLs. No one is a fool, and money doesn't make a profit. Yu 'ebao's interest rate cut is also to avoid risk.