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BMO capital markets in the report pointed out that because of interest, inflation hedge and global easing monetary policy to offset the strong dollar, 2018, gold prices are expected to average $1280 an ounce. But the fed's proposed slow, steady rate hike will curb investor demand and limit the upside potential. Then the interest rate theory of the loan is the interest rate theory of neoclassical school, which is proposed to correct Keynes's theory of "liquidity preference". In some ways, the theory of interest rate can be regarded as a synthesis of classical interest rate theory and Keynesian theory. An open market enables enterprises to compete and cooperate with each other on a larger scale and at a higher level to promote economic development. Cretelli denied that foreclosures are imminent but he admitted that many of the units were being returned for the lenders via 'negotiated resolutions and settlements'. Speaking to The Des Moines Register he explained, 'It's a continuous type process, but I think the reality is that we have started to resolution voluntarily with everybody, and, it's going to be better for all parties concerned, 's what it amounts to'.