microeconomics profit maximization For those who have already dabbled in this field, their confidence in the future of the blockchain has been validated and consolidated through a huge crowdfunding fund. So far, about $3.6 billion has been raised based on the etheric block chain, which makes it a "killer app" for the platform. Cretelli denied that foreclosures are imminent but he admitted that many of the units were being returned for the lenders via 'negotiated resolutions and settlements'. Speaking to The Des Moines Register he explained, 'It's a continuous type process, but I think the reality is that we have started to resolution voluntarily with everybody, and, it's going to be better for all parties concerned, 's what it amounts to'. The market believes the next rate increase could happen in May 2018, as officials take action to prevent a record low unemployment and wage inflation leading to inflation. Xpoint fills the cost and cost gap between high speed and high cost DRAM and low cost NAND. Does this technology engulf DRAM and NAND markets? Customers who purchase a large number of Xpoint chip/drives may purchase fewer DRAM chips and NAND chips/drives.