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In addition, the final legislation could reduce federal mortgage interest deductions and eliminate deductions for state and local taxes. New York, New Jersey and California have families that are much more difficult than those in republican-leaning states. It said the budget crunch was necessary to undermine Britain's fiscal position in the wake of the 2008 financial crisis. But the fund questioned whether the fiscal sector relied on spending cuts to reduce the deficit, adding that it should be seen as part of further measures. The standard variable interest rate (SVR) is usually adjusted at the base rate, and these standard variable interest rates (SVR) are not fixed or floating transactions.