nlc profit pro So naturally the lender wants to avoid foreclosed as much as one does. In an attempt to keep you, the financial institution, at home the bank can do what they can to work with you. In order to assist you to keep the home, the bank will give you to provide a mortgage modification. The mortgage modification is created to help you and the bank from falling in value. The evolution of human beings has been through the process of inorganic small molecule, organic small molecule, organic polymer, multi-molecular system, primitive life, low animal, high animal and so on. The value phenomenon is accompanied by the development of human beings, and it is important to understand the origin of value in order to understand the value in a comprehensive and profound way, and to eliminate the many controversies existing in the theoretical circle of value. Humans evolved from lower animals, and the value phenomenon is not born, nor is it produced overnight. It has its own origins and evolves with the evolution of human beings. The following quarterly results chart shows six quarters of growth.