5 20 oil 7. Efficiency. The efficiency of the plan mainly refers to the time and economy. Market is generally believed that tax reform important progress and good economic data pushed up investor optimism about the U.S. economy growth, coupled with a near record levels of long positions covering, some traders selling positions betting on further flattening of the yield curve, lead to long-term Treasury yields climbed sharply this week. Time factor a transaction's expected time is a question worth considering. The response to the value of diversity is intellectual. Intellectual (including concept and image) is higher animals of conditioned reflex formed on the basis of more common, more abstract conditioned reflex, it is produced by the external and internal relations of things contact of abstract understanding. Among them, the abstract cognition of the internal relation of things forms the concept, and the abstract understanding of the external relations of things forms an image. Concept and image is what you have done to learn something from the induction and summary, make the person's behavior pattern has a more systemic and purpose, make people not only can adapt to the complex survival environment, but also the initiative to choose the environment. Due to the learning of thinking and behavior patterns are often fragmentary, irregular and blind, people often "learning, and I don't know why," can't consciously use, only after forming concept and image, will be to sort out a "main line", and according to the logic of determined by the "mainline" direction will learn things lined up. Through the abstract and image, the person can be either things to take the same responses to different stimuli, can also take different responses of the same stimulus thing, make the person's reaction mode diversification, flexible and purpose. For example, there are also harmful substances, which can be used in various ways, such as evasion, attack or protection, depending on the situation. Anyway, intellectual is very higher organisms (such as monkeys and apes) outside of the value of diversity things very advanced way of ordering reac Interest determines the regularity of prescriptive (interest this qualitative rules will determine the amount of the rules), the amount of interest depends on profit, interest rate depends on the average profit margin. Marx further pointed out that, between average profit margin and zero, interest rate depends on two factors: one is profit margin; The second is the proportion of total profits allocated between lenders and borrowers. That being said, among the collateral damage was the 'retirement dream' of the hopeful baby boomers. The government could not afford to keep their promises of the these folks were supposedly entitled for. So that some of them were postponing their retirement plans and even contemplating of returning to the mainstream in the workforce. But job competition is very stiff considering the massive laid-off as a result from the meltdown thus, the potential retiree were left disillusioned and confused.