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Modern economy, the interest rate as the price of money, not only restricted by many factors in the economic and social, and changes in interest rates to have a great impact on the economy as a whole, as a result, modern economists are studying the interest rate decision problem, pay special attention to the relationship between the variables and the balance of the economy as a whole, the interest rate decision theory has experienced the classical interest rate theory, Keynes's interest theory, interest rate in loanable funds theory and is-lm analysis as well as the contemporary evolution of dynamic interest rate model, the development process. Canning's 1929 book, economics in accounting, cites the economist's view that asset values are determined by the present value of the future cash flows of assets. Savers can earn more than 40 points from the one-year top bond, compared with the beginning of the year. In January Atom Bank, a mobile phone provider, paid 1.95 PCS for 1.4 PCS. Marx's interest rate determinism is based on the source and essence of interest. Marx reveals that interest is a portion of the surplus that the capitalist who lends capital is divided from the capitalist who borrows the capital, and the profit is the transformation form of the surplus value. One of the initial requirements will probably be that you are a UK resident and with regards to the type of bank account you are wanting to open, you may have to be over 18 years old. However, in case you are under this age you will probably find there are additional facilities available which can be designed designed for the needs you have. In any case, most providers may have several options you might want to check out before you decide with a final product.