nyserda oil prices The savings rate in January has fallen to historic lows since last August's cut in bank interest rates. Financial staff are used to dividing the investment payback period into long-term, intermediate and short-term periods. The term usually refers to more than five years, short term generally refers to a period of less than one year, and the middle term is somewhere in between. Managers also use long, medium and short term to describe the plan. Long-term plan describes the organization in a quite long period (usually more than 5 years) and the development direction of policy, regulation on the group's various departments over a longer period of time in some activities should reach the goal and requirements, mapped the organization long-term development blueprint. Short-term plans specifically provides for all departments of an organization in the current stage, to the future the shorter period especially in the recent period of time, which should be engaged in activities, engaged in such activities should meet the requirement, and thus provides a basis for the ACTS of all members of the organization. At this year's Shanghai international wine and spirits trade exhibition, we found more and more Brazilian exhibitors. It is believed that with the deepening of china-pakistan economic and trade relations, Brazilian wines can make a big difference in the Chinese market. Late last year, as Brazil's wine industry "leader" of the aurora winery has completed a total for the Chinese as much as 2.16 million barrels of wine export agreement, broke the single export record the wine industry in Brazil, which may be the trend of arguments. Another use is similar to the organization, which can be used to refer to companies, schools, social groups and even government agencies. After a usage mainly appears in the information technology application in the field of some proper nouns, such as enterprise application (enterprise applications), enterprise computing (enterprise computing), enterprise integration, enterprise integration), enterprise engineering (engineering) enterprise, the enterprise architecture (enterprise architecture), enterprise modeling (enterprise modeling), and so on. Canning's view Agency workers are collectively underpaid by £400m a year compared to their full-time counterparts, with the pay gap costing temporary admin staff £990 a year on average, according to new research.