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Point six: look at the use of borrowing. The borrower's borrowing use must be clearly understood, applicable to the business turnover, the decoration shop and so on. So investors should pay close attention to the borrowers' borrowing and repayment methods. At present, countries around the world is frequent use of interest rate leverage to implement macro-control, interest rate policy has become a central bank to control money supply and demand, and a major means of regulating economic, interest rate policy in the position in the central bank's monetary policy more and more important. The independent of interest is of positive significance to show the active role of the fund users in the reproduction process. The important thing to keep in mind when being sued by plastic card company or junk debt buyers is when they do not have proof that will otherwise prove how the debt is yours, they do not have a case. For junk debt buyers, you are in luck since these agencies don't have the required documents that might prove you possess the debt, like a signed contract between you and the original creditor, because they documents are never released with the original creditor. 2. Predictability. The plan is made before the action, which aims to achieve the goals of the future, and to accomplish the next tasks and tasks.