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The main objective of the so named IR35 legislation is always to prevent contractors using the tax benefits associated with operating through their own personal company. This means people working via limited companies will be susceptible to exactly the same levels of tax as 'normal employees', using the appropriate degrees of taxes & national insurance. Social phobia is the most common anxiety disorder and typically manifests before the age of 20. Specific, or simple phobias – such as a fear of snakes – are also very common with more than one-in-ten people experiencing a specific phobia in their lifetime.