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ENDOWMENTS: Perhaps in addition to pensions essentially the most widely recognised of mis-selling issues. Once again Lloyds TSB was fined a record ?1million in December 2002 from the FSA with the bank setting aside ?165 million to pay between 42,000 and 46,000 policy owners (averaging ?4000 per policyholder). The mis-sold endowment mortgages occurred between 1995 and 1999. As well as the Abbey Life arm of Lloyds TSB also involved were other providers identified by the FSA including Royal London Group, Royal Scottish Assurance (portion of RBS), Scottish Amicable, Royal and Sun Alliance and Winterhur. An estimated 430,000 homebuyers were in receipt of the total of ?1bn in compensation. In June 2005, the Financial Ombudsman Service (FOS) revealed it turned out receiving 1,300 endowment mis-selling claims per week. Widespread unsuitable recommendations of mortgage endowments were made to unsuspecting consumers, again these hints being driven by large commissions. The subject of manufacturing technology is extremely vast and includes various types of machines tools required to manufacture finished products including simple hand-held tools, lathe machines, grinders, milling machines to highly versatile and complex computerised numerical control or CNC machines etc. Of course additionally, it involves several different techniques of manufacturing which is often an interest matter of different details discussion and a few of these include casting, forging, alloying, welding, soldering, brazing etc. each of the techniques get their own advantages and limitations and are a specialized field of knowledge in their own right. "Sri Krishan, Mahanubhav Panth, Chakradhar Swami, Jai Krishni Sampraday, Jai Shri Krishan, Jai Shri Krishna, Shri Krishna, Shri Krishan, Mahanubhav, Shri Chakradhar Swami, Jai Krishni, Lord Krishna, Krishna, Govind Prabhu Maharaj, Shri Chakrapani Maharaj, Shri Dattatrey Maharaj, Shri Krishan, Shri Krishna"Mahanubhaavvivah.Com is India's premier and a lot comprehensive mahanubhav matrimonial portal having a touch of tradition and feel of technology. It is one of the fastest growing matrimonial portals dedicated towards building matrimonial alliances and creating successful marriages. This matrimonial site is ideally intended for those who find themselves seriously interested in marriage and they are searching for their bride. This benchmark marriage portal for privileged Indians, having its user-friendly nature enables you to explore, choose and unite along with your true love in just few easy clicks. Superior and in-depth research technology, understands your requirements, letting you find relevant matches better than others.