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Every organization faces a unique set of risks, a few of which are known although not necessarily quantified or understood, yet others that are hidden. Risk surveys really are a highly cost-effective approach to identify and quantify risks by gathering information, perceptions and insight from managers across an organization. This game, for lack of a much better name, is called "Make a Story with These Five Words." It is a good way to review how to use English vocabulary that is being learned along with the best way to learn how to tell a structured and funny story in English. Some of the stories students come up with could have you laughing as well. The students should create a chain story; what this means is the second student must start his story where the last student ended her story. This forces students to listen to each story and keeps the category on their toes. Beaches with blue water, sunshine, wind, pristine as well as soaring rows of palm trees always provide great inspiration for music video makers. The cool sceneries of seas are already the prefect backgrounds for numerous music videos. In fact, beautiful beaches in Miami and Malibu have appeared as the stunning backgrounds in music videos of famous singers like Britney Spears, Beyonce, Will.I.Am, etc. and they've became the locations to film music videos with romantic and stunning views.