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Point six: look at the use of borrowing. The borrower's borrowing use must be clearly understood, applicable to the business turnover, the decoration shop and so on. So investors should pay close attention to the borrowers' borrowing and repayment methods. That being said, among the collateral damage was the 'retirement dream' of the hopeful baby boomers. The government could not afford to keep their promises of the these folks were supposedly entitled for. So that some of them were postponing their retirement plans and even contemplating of returning to the mainstream in the workforce. But job competition is very stiff considering the massive laid-off as a result from the meltdown thus, the potential retiree were left disillusioned and confused. Micron cfo Ernie Maddock says: As of December 15, the number of gasoline stocks in the EIA increased by 12.37 million barrels, an increase of 173.28 million barrels, and the previous value increased by 566.4 million barrels. As of December 15, the EIA refined oil depot increased by 769 million barrels, or 14.56 million barrels. In the week ended Dec. 15, the U.S. government said an increase of 754, 000 barrels of U.S. crude oil inventory in Cushing, Oklahoma. The response to single factor value is trend. The tendency is the selection bias produced by the stimulation of the organism on a single environmental factor, which is the directional response form of the organism to the external stimulus, including the two basic forms of orientation and avoidance. The tropism has the tendency of phototropism, thermal tendency, wetness, tendency, and oxygenicity. It has the avoidance of light, heat, moisture, anaerobic and so on. For example, the acidity of paramecium, the thermal tendency of bedbugs and the phototropism of insects. The trend is the common response of low biological cells, biological tissues and protozoa. Tropism is in a series of internal inductance organically combined in a certain direction, to form a structure of ordering, and external single environment factor to form a single reaction, the biological function between the body and the external environment on the coherent function, to accelerate the ordering of the body development. When this series of inductivity is combined in a positive way, the tendency is formed. When this series of induction is combined in reverse, it forms a negative trend - the avoidance. In summary, the trend is the most elementary preordinate response to the external things of single factor value. An open market enables enterprises to compete and cooperate with each other on a larger scale and at a higher level to promote economic development.