ebit profit margin Although interest rates are expected to rise further next year, savers should not expect higher interest rates from Banks, experts have suggested. The Department of Business, Energy and Industrial Strategy sponsored award is one of the most competitive categories in the Trade Association Forum’s annual awards. It recognises a successful initiative, by a trade association, to tackle an important issue that will drive the future prosperity and growth of its members. Point five: look at the repayment risk. Reimbursement risk fee, is that when investors corresponding borrower overdue list creditor's rights or bad debts, so risk fee reimbursement amount of account can be used to repay the principal and interest first, this will let next fall risk level, safety coefficient is relatively high, so it is more important, investors when the choice must be made sure. The research analysed five years’ trading connection between 1000 UK individuals split evenly into three age-based groups: 18-30, 30-50 and 50+, while using highest age being over 80. The five years ended in October 09 and so covered bull and bear markets, the banking collapse of 2008 and the volatile 2008/9 markets.