how much profit does the average mcdonalds make Point six: look at the use of borrowing. The borrower's borrowing use must be clearly understood, applicable to the business turnover, the decoration shop and so on. So investors should pay close attention to the borrowers' borrowing and repayment methods. The response to multilayered values is rational. Rational (including abstract thinking with image thinking) is higher animals, are now known to have intelligent human only) on the basis of intellectual responses, to the further development of it by means of language, text or image will intellectual formed by various basic concept and basic image fixed in the form of the second signal system in the brain, and within the brain to be more complex, the deeper, longer series "sex", "rigid instinct", "elastic instinct" and "intellectual" and other forms of reaction. Among them, the cognition of the relation between the basic concepts forms the abstract thinking, and the person's understanding of the relation between the basic images forms the image thinking. Rationality is human to the second signal system of "reflection" type of reaction activity, it can find out the basic concept and basic image, more general internal relation and essence difference between to discover things between the movement of more general and more abstract and change rule. For example, people form "water" and "to..." through the practice of production and life. To ", "low" and "flow", the concept of nouns, prepositions, adjectives, verbs, between these concepts through a certain form of conditioned reflex established a mutual connection, thus obtained the "water flows downwards" such a logic rules.The response to single factor value is trend. The tendency is the selection bias produced by the stimulation of the organism on a single environmental factor, which is the directional response form of the organism to the external stimulus, including the two basic forms of orientation and avoidance. The tropism has the tendency of phototropism, thermal tendency, wetness, tendency, and oxygenicity. It has the avoidance of light, heat, moisture, anaerobic and so on. For example, the acidity of paramecium, the thermal tendency of bedbugs and the phototropism of insects. The trend is the common response of low biological cells, biological tissues and protozoa. Tropism is in a series of internal inductance organically combined in a certain direction, to form a structure of ordering, and external single environment factor to form a single reaction, the biological function between the body and the external environment on the coherent function, to accelerate the ordering of the body development. When this series of inductivity is combined in a positive way, the tendency is formed. When this series of induction is combined in reverse, it forms a negative trend - the avoidance. In summary, the trend is the most elementary preordinate response to the external things of single factor value. On the basis of introducing marginal concepts and mathematical argumentation, neoclassical has established a formal "perfect" mathematical model for the neoclassical "laissez-faire order" : general equilibrium. The price is the most important independent variable in this model, which can also be called price mechanism. The process of achieving general equilibrium is also a process of social resources guiding the flow of prices, so the price mechanism regulates the allocation of social resources. How to create a more inclusive and fairer society for different creators? A study from PBS shows that diversity helps develop better products and systems.