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It said the regulations allow agency staff to forgo their right to equal pay with directly employed staff in return for a contract that offers pay between assignments, known as a “Swedish derogation” contract. It said these were “widely abused, as noted by the government commissioned Taylor Review of Modern Working Practises”. Yu 'ebao, the world's largest money fund, took only four years to achieve the equivalent of 10 years of development, with a maximum annual yield approaching 7%. But in its rapid development, there have also been a big wave of backwater, the most severe, from March 2015 to September 2016, the yield was down from 4.4 percent to about 2.4 percent. First of all, the earnings of the fund in 2017 are in an uncertain environment. The first half of the market is in a period of "cash shortage". Towards the end of the year, the central bank started to fight for the "money shortage", so monetary policy eased and interbank money market rates fell. As a result, yu 'ebao's yields suddenly fell below the 4 per cent mark. Marvin Loh, senior fixed income strategist at BNY Mellon,