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India's income tax authorities are sending a tax notice to half a million bitcoin users who are trading in encrypted currencies. Well, as it or not, the financial landscape has changed dramatically. Now inside your, banks must adopt more proactive deposit management methods, acknowledging it is quite crucial to include deposit structure risk in the institution's long-term risk management strategies. The truth is that a bank cannot effectively manage its risks if it's not evaluating all choices in the efforts to correctly manage and price its deposit-products. Above all, they can avoid meddling in parliamentary politics, as the ECB did when Italy's silvio berlusconi government collapsed in 2011. Then they can lower their heads and hope for the best.