charged off as bad debt profit and loss write off Compared with the Internet boom that preceded the information age, the blockchain era is almost as hot as it was in 1998, and the cryptocurrency world is inviting mainstream participation. Interest rate What does that mean? Citi Bank India offers Internet banking plan to customers having Citibank account. Their online service allows their clients to handle funds and other activities such as online bill payments, alerts, viewing account activities, online money transfer and receiving of online statements. Existing customers can login with user ID and password. New customers should create account number, ATM/Debit Card Number and ATM PIN. The research analysed five years’ trading connection between 1000 UK individuals split evenly into three age-based groups: 18-30, 30-50 and 50+, while using highest age being over 80. The five years ended in October 09 and so covered bull and bear markets, the banking collapse of 2008 and the volatile 2008/9 markets. The evolution of human beings has been through the process of inorganic small molecule, organic small molecule, organic polymer, multi-molecular system, primitive life, low animal, high animal and so on. The value phenomenon is accompanied by the development of human beings, and it is important to understand the origin of value in order to understand the value in a comprehensive and profound way, and to eliminate the many controversies existing in the theoretical circle of value. Humans evolved from lower animals, and the value phenomenon is not born, nor is it produced overnight. It has its own origins and evolves with the evolution of human beings. In 2017, the blockchain enters the public eye through bifurcation, CryptoKitties and ICO. Driven by investment opportunities and media attention, traditional businesses and consumers have begun to focus on the cryptocurrency and its underlying blockchain technology.