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We should improve the market supervision system of administrative law enforcement, industry self-discipline, public opinion supervision and mass participation. The division of labor is becoming more and more elaborate, the process is more and more complicated, and the coordination is more strict. To put these complex organisms organized scientifically, make each link and department activities can join each other in time, space and Numbers, both around the overall objectives, and acted, coordinate each other, there must be a strict plan. The organization, coordination, control and so on in management, if there is no plan, is as unthinkable as the automobile assembly plant without the design of the process. The European central bank's interest rate and previous decision to taper its bond purchases have been stable: capfafenbach Point 4: look at the guarantee. If the high yield p2p wealth management products of the platform are guaranteed, and the strength of the guarantee company, investors need to study it clearly.