phat profits Xpoint fills the cost and cost gap between high speed and high cost DRAM and low cost NAND. Does this technology engulf DRAM and NAND markets? Customers who purchase a large number of Xpoint chip/drives may purchase fewer DRAM chips and NAND chips/drives. However, smaller, yet unestablished, Banks are still keen to attract new businesses, such as the recent announcement of Atom Bank, a multi-million dollar mobile provider for investors. Whether you reside to function or work to live, there comes a spot in your job search if you are going to have to talk money, in addition to being much as we either love or require stuff, this is a conversation that few of us look forward to. If we be satisfied with inadequate, we are planning to spend the coming years kicking ourselves, and maybe even feeling resentful towards our employer. If we request a lot of, we risk losing the work offer. A careful balancing act is called for?and nerves of steel.