trading profit The investment quantity is the decreasing function of interest rate, saving is the increment function of interest rate, and the change of interest rate depends on the equilibrium point of investment quantity and saving amount. Keynes's theory of money supply and demand decided that interest rates were a monetary factor rather than an actual factor. But even so, the average gain was 0.14 percentage points, to 4.74 percentage points, Moneyfacts said. With the development of p2p, many people in the market have been hurt. Many people in the market have begun to reject the p2p in particular, but they are also conflicted, and are afraid and rejected by the high yield. In fact, high-yielding p2p wealth management products are not from high risk, and they are not unreliable. However, after all, financial investment is risky. For investors, how to find safe and reliable channels to ensure their high yield is the most important issue. One of the popular features of online/Mobile banking is SMS banking services which are operated using both push and pull messages. Push messages are the types the bank chooses to send to a customer's cellphone without the customer initiating a obtain the knowledge. For example push messages may be either Mobile marketing messages or messages alerting an event which happens in the customer's banking account, like a withdrawal of funds from your ATM or possibly a payment while using the customer's credit card, etc.