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According to the latest standard GB/T 3730.1-2001, cars are mainly divided into passenger cars and commercial vehicles. 4. Universality. The actual planning involves each manager and employee in the organization, an organization's overall goal is determined, managers at all levels in order to achieve the organizational goals, make the level of organizational work smoothly, all need to make a plan. First of all, the earnings of the fund in 2017 are in an uncertain environment. The first half of the market is in a period of "cash shortage". Towards the end of the year, the central bank started to fight for the "money shortage", so monetary policy eased and interbank money market rates fell. As a result, yu 'ebao's yields suddenly fell below the 4 per cent mark. Banks in USA are very different working schedule in comparison to India. In USA Monday through Friday is termed "Business day". This day of Monday is treated as the holiday and is particularly assumed as weekends long events. Rest purchasing in India containing holidays same works together with the USA. There are 10 US national 2010 bank holidays each and every year and so the banks work according them. According to this model, the interest rate decision depends on the supply of savings and investment needs, money supply, money demand, four factors, cause a change in the saving investment, money supply and demand factors will affect the level of interest rates. This theory is characterized by general equilibrium analysis.