not for profit healthcare organizations All of the cameras reviewed below possess the standard features - Exposure Control (Bulb, Manual, Shutter-priority, Aperture-priority, Auto, Depth of Field), Shooting Modes (Close-up, Landscape, Sports, Portrait and Night), Metering Modes (Spot, Partial, Evaluative, Center-weighted), shoot in RAW, RAW+JPEG and JPEG, White Balance Control and Exposure Compensation. Most provide an 18-55mm, f/3.5-5.6 kit lens as standard. Charlotte Nelson, of Moneyfacts, said: "only 56 providers of SVR went up, seven of which raised their interest rates by less than 0.25 percentage points, resulting in a more modest rise in average SVR. Activity-based costing (ABC) is an efficient management technique for assigning and governing the overhead costs. Overhead expense analysis and assignment can be produced more accurate through the use of ABC processes for a wide range of products, for product expenses and profitability analysis as well as for appropriate distribution and control over the overheads. In November, AdDuplex released its November Surface device share data, where the Surface Pro 4 is currently the most popular product, accounting for 39.7% of Surface devices. The newly released Surface Pro(2017) accounts for 9.2%, roughly the total of the Surface Book(7.5%) and the Surface Laptop (2.0%). It is not obvious in some analyses, but it is important to note that economic profits include opportunity costs. The profit of an entrepreneur (normal profit) is usually positive, but economic profit can be either positive or negative (loss). That's why the opportunity cost is included: in a completely competitive market, when marginal cost equals marginal revenue, profit maximization or loss minimization conditions arise. If the market price is lower than the total average cost, which means that the economic profit is negative, the entrepreneur needs to compare the value of the loss and the average variable cost. If the business continues to operate, the negative economic profit must not be lower than the average variable cost, otherwise the entrepreneur would rather shut down the company than continue to take the loss.