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Palmer said: "I'm worried about the British retailers are now in the midst of a perfect storm, interest rate decisions in November, rising inflation, real wages, falling credit availability and the UK to take off the European uncertainty increased, these during the Christmas season for caused an unprecedented pressure on household budgets, pushed consumer confidence to historic lows. "Historically, the concept of income has first appeared in economics. Adam Smith, in the wealth of nations, defined income as "the amount of consumption that is not eroded by capital", and saw it as an increase in wealth. Later, most economists inherited and developed this view. 1890, ai (Alfred Marshall Maarshell) in its "the principles of economics," the Adam Smith's "wealth increase" enterprise, introduced the concept of earnings, is proposed to distinguish the entity capital and value-added benefits of economic benefits. "People say 'oh, those experts', but we're seeing what we call potential risks being rolled out. This is not what the experts say, this is what the economy is showing. " But even so, the average gain was 0.14 percentage points, to 4.74 percentage points, Moneyfacts said. A senior tax official with knowledge of the investigation said: