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The international monetary fund cut its growth forecast for the UK to 1.6 per cent this year from 1.7 per cent in October and is expected to grow by 1.5 per cent in 2018. In 1937, American economist Robert coase (R. H. Coase's publication of the essence of the enterprise is considered to be the beginning of a discussion on this issue. Interest rate, in the form of expression, refers to the ratio of the amount of interest to the total amount of borrowed capital in a certain period of time. [1] the interest rate is the interest level per unit time of the unit currency, indicating the interest rate. Economists have been looking for a theory that can fully explain the structure and change of interest rates. Interest rates are usually controlled by the central bank of the country and administered by the federal reserve board in the United States. Today, interest rates are one of the important tools for macroeconomic regulation. BIN or Bank Identification Number is 6-digit variety of a credit or debit card that is utilized discover the specific bank, containing issued a particular card. The first 6 digits of an credit, debit, gift or prepaid card constitute the BIN in the card. The number facilitates or validates any transaction, that you will certainly make with this particular card.