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6. Clarity. Plan should be clearly expresses the organization's goals and tasks, clearly expresses the resources necessary to achieve goals and taken by the procedures, methods and means, explicitly expresses the managers at all levels in the rights and duties in the process of execution plan. Second, in the first half of this year, the bank's personal demand deposits and currency in circulation fell by more than 3 trillion yuan, and by the second half of this year, domestic bank deposit growth fell below 10%. In response to the year-end big test, the deposit rate has been raised accordingly. Some state-owned Banks have a one-year deposit rate of 1.75%, which is about 16.7% above the benchmark interest rate. Some state-owned Banks perform 1.5 percent of the benchmark interest rate. Job lose is more common and greenies who are unemployed are pondering if their applications for loan modification will likely be approved. Actually, it is more challenging for unemployed homeowners to obtain their loans approved by lenders and the difficulty boosts the longer the homeowner continues to be without work. Of the companies surveyed, 37 percent said sales rose in December, while 17 percent said sales were down. The resulting balance is + 20% below the retailer's forecast of + 30%, and below + 26% in November. Vivekanand International School is found on Street No. 4 in Vishwas Nagar in New Delhi. Vishwas Nagar is amongst the many colonies in Shahadra. Shahadra is surely an eastern suburb of Delhi. Sometimes people call the whole trans-Yamuna region as Shaahdra. Vishwas Nagar is yet another relatively cleaner and great place to be for middle to upper middle class families near Shahdra. The colony is situated at merely 1 km from Shahadara Metro Station. Vishwas Nagar is well-known due to the streets name that is well located.