profit & loss statement form Pull messages are the ones which can be initiated with the customer, by using a mobile phone, for obtaining information or conducting a transaction staying with you account. Examples of pull messages for information have an account balance enquiry, or requests for current information like forex rates and deposit rates of interest, as published and updated with the bank. Banks in USA vary working schedule than in India. In USA Monday through Friday is recognized as "Business day". This day of Monday is treated since the holiday which is assumed as weekends long events. Rest purchasing in India which includes holidays same works together with the USA. There are 10 US national 2010 bank holidays each year so the banks work according them. The plan, which is applied to the organization as a whole, is called a strategic plan for the organization to set up overall goals and to seek the organization's place in the environment. The plan for the details of how the overall goal is implemented is called the job plan. The strategic plan and the job plan are different in terms of time frame, in terms of scope and whether they include a set of organizational goals that are known. Strategic planning tends to include persistent intervals of time, usually five years or more, covering a wide range of areas and does not specify specific details. Furthermore, an important task of the strategic plan is to set goals; The job plan assumes that the goal already exists, but only provides a way to achieve the goal. Agency workers are collectively underpaid by £400m a year compared to their full-time counterparts, with the pay gap costing temporary admin staff £990 a year on average, according to new research. Mehrotra said: "historically, Micron in 3 d XPoint efforts focus on technology development and early stage, but because we are paying more and more attention to high value product solutions, we recently sent a team of product development resources, taking advantage of the opportunity of our eyes." According to the company's website, the company mainly engaged in import and export trade finance, trade, insurance intermediary business, financial institutions and foreign exchange hedging and risk management related business. The company claims that its low-latency, high-frequency forex trading platform is driven by artificial intelligence and machine learning technology.