what is a bylaw for a non profit Accounting earnings include only realized gains, and exclude unrealized gains and losses, the economic benefits will be enterprise's operating earnings and are favorable to the same treatment, regardless of whether they have been implemented. Thus, in general, accounting gains are less than economic gains, and the difference is mainly in the interest. Keynes argued that savings and investment were two interdependent variables, not two independent variables. What should we do now, other than what we have achieved? "We are concerned that if the UK decides to leave, it is likely to lead to a weaker pound, higher inflation, lower disposable income and less investment," she said.