what does a profit and loss statement look like Point six: look at the use of borrowing. The borrower's borrowing use must be clearly understood, applicable to the business turnover, the decoration shop and so on. So investors should pay close attention to the borrowers' borrowing and repayment methods. Despite the exploitation of labor force, selling unqualified products is an illegal method to make profits. /Regardless of falling short for standard, some firms have falsified products with rude and coarse ingredient. What's more, they immorally and intentionally manufacture products by damaging human body. /For instance, Sanlu, Chinese dairy company, is notorious for the excessive amount of detrimental ingredients in milk instead of nutritional ones. Numerous cases of severe damage to babies have boiled the whole country into anger. The Sanlu transformed from high-profit to breakdown overnight. The success depending on the fraud on products will collapse sooner or later. Cretelli denied that foreclosures are imminent but he admitted that many of the units were being returned for the lenders via 'negotiated resolutions and settlements'. Speaking to The Des Moines Register he explained, 'It's a continuous type process, but I think the reality is that we have started to resolution voluntarily with everybody, and, it's going to be better for all parties concerned, 's what it amounts to'. Announced on the UK economy in the international monetary fund annual health check results, published in the Treasury's speech, ms lagarde hit back at the recession after the referendum criticism at the upcoming future fund. It said the budget crunch was necessary to undermine Britain's fiscal position in the wake of the 2008 financial crisis. But the fund questioned whether the fiscal sector The plan, which is applied to the organization as a whole, is called a strategic plan for the organization to set up overall goals and to seek the organization's place in the environment. The plan for the details of how the overall goal is implemented is called the job plan. The strategic plan and the job plan are different in terms of time frame, in terms of scope and whether they include a set of organizational goals that are known. Strategic planning tends to include persistent intervals of time, usually five years or more, covering a wide range of areas and does not specify specific details. Furthermore, an important task of the strategic plan is to set goals; The job plan assumes that the goal already exists, but only provides a way to achieve the goal. The savings rate in January has fallen to historic lows since last August's cut in bank interest rates.