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Agency workers are collectively underpaid by £400m a year compared to their full-time counterparts, with the pay gap costing temporary admin staff £990 a year on average, according to new research. Savers can earn more than 40 points from the one-year top bond, compared with the beginning of the year. In January Atom Bank, a mobile phone provider, paid 1.95 PCS for 1.4 PCS. The European central bank's interest rate and previous decision to taper its bond purchases have been stable: capfafenbach In his theory, money supply is controlled by the central bank and is an exogenous variable with no interest rate elasticity. At this point, monetary demand depends on people's psychological "liquidity preference". Investment in securities provides an important channel for the society to raise funds, which is an effective way for enterprises to raise direct financing. But in the wake of the global financial crisis, the risks of monetary and fiscal policy have been highlighted and central Banks have been given additional responsibilities. Deciding whether or not to rescue a particular financial institution, whether it guarantees system stability or other reasons, has obvious consequences for individual investors.