file non profit organization Diversification of securities, the establishment of a scientific and effective portfolio of securities; Investment in securities provides an important channel for the society to raise funds, which is an effective way for enterprises to raise direct financing. With the development of p2p, many people in the market have been hurt. Many people in the market have begun to reject the p2p in particular, but they are also conflicted, and are afraid and rejected by the high yield. In fact, high-yielding p2p wealth management products are not from high risk, and they are not unreliable. However, after all, financial investment is risky. For investors, how to find safe and reliable channels to ensure their high yield is the most important issue. The one solution they have come up with to aid arouse auto system and to assist visitors to spend some money is always to request more loans and borrow millions if not trillions of dollars. Numerous people feel that this can be a method which may work. While others are worried since it will press the nation farther into debt. This makes us ask the question of, "When is it to certainly ask for money."