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Well, as it or not, the financial landscape has changed dramatically. Now inside your, banks must adopt more proactive deposit management methods, acknowledging it is quite crucial to include deposit structure risk in the institution's long-term risk management strategies. The truth is that a bank cannot effectively manage its risks if it's not evaluating all choices in the efforts to correctly manage and price its deposit-products. In New York, the U.S. energy information administration (EIA) released data showing U.S. crude inventories fell by 649.5 million barrels a day in the week ended Dec. 15, beating expectations. Gasoline stocks rose by 12.37 million barrels, but the increase was less than expected. In 1946, the famous British economist J.R. hicks, in value and capital, developed the concept of income into a general concept of economic gain. He argues that the real purpose of computing revenues is to make people aware of the amount of money they can spend without making them poorer. Accordingly, he gave a generally accepted definition of "the maximum amount of consumption that a person can spend at the end of the term, at the same level of prosperity". Hicks's definition, though primarily for personal gain, applies to businesses as well. In the case of the enterprise, according to this definition, the enterprise income can be understood as the maximum amount that can be allocated in the enterprise cost accounting period under the same amount of capital at the end of the term and the beginning of the period. As of December 15, the number of gasoline stocks in the EIA increased by 12.37 million barrels, an increase of 173.28 million barrels, and the previous value increased by 566.4 million barrels. As of December 15, the EIA refined oil depot increased by 769 million barrels, or 14.56 million barrels. In the week ended Dec. 15, the U.S. government said an increase of 754, 000 barrels of U.S. crude oil inventory in Cushing, Oklahoma.