financial policy for non profit organization Point five: look at the repayment risk. Reimbursement risk fee, is that when investors corresponding borrower overdue list creditor's rights or bad debts, so risk fee reimbursement amount of account can be used to repay the principal and interest first, this will let next fall risk level, safety coefficient is relatively high, so it is more important, investors when the choice must be made sure. In 1946, the famous British economist J.R. hicks, in value and capital, developed the concept of income into a general concept of economic gain. He argues that the real purpose of computing revenues is to make people aware of the amount of money they can spend without making them poorer. Accordingly, he gave a generally accepted definition of "the maximum amount of consumption that a person can spend at the end of the term, at the same level of prosperity". Hicks's definition, though primarily for personal gain, applies to businesses as well. In the case of the enterprise, according to this definition, the enterprise income can be understood as the maximum amount that can be allocated in the enterprise cost accounting period under the same amount of capital at the end of the term and the beginning of the period. At present, about the nature of the enterprise. Western economists have different views. There is also some debate. Some western economists analyze the nature of the enterprise mainly from the perspective of transaction costs that coase emphasizes. What about Mobile Internet Banking? Is Mobile Internet Banking also safe? Actually mobile internet banking is using the identical security because normal internet banking. The only different is that mobile internet banking users are logging inside their account using their mobile devices as opposed to normal PC. Unfortunately, this is how the chance could originate from. Philip Hammond has been trying to persuade conservatives that tax increases and spending cuts are needed to reduce the deficit. Recently, the yield of celestica monetary fund balance treasure has attracted the attention of investors, since August, balance of treasure yields falling, so far, the balance of monthly average yield has fallen below 4%. At the end of September 2006 the U.S. Senate introduced "The Unlawful Internet Gambling Enforcement Act 2006". It wasn't so much introduced as pushed through in the dust end from the "Safe Port Act", that some commentators have got exception. This has caused a flurry of tension and (some would say) hysteria among players, web owners and online gambling affiliates alike. But exactly what does the modern law actually mean? This article has phone facts behind the brand new legislation.