how to calculate incremental profit Point 2: look at the mortgage. The p2p platform is a credit loan or a mortgage. If it is a mortgage, it depends on what the mortgage is mainly, such as real estate, vehicles, etc., the loan risk of the mortgaged property is much smaller than the credit loan. If there is a risk, the company will sell the mortgage of the borrower to the investor. Wealth managers say that not only the collateral, but also the mortgage rate, which is the percentage of the value of the debt and the collateral. The mortgage rate is mainly to prevent the mortgage from not sufficient to cover the debt. If it is not, the risk of investment will increase and the situation of repeated mortgage will be avoided. The accounting income follows the historical cost principle and the matching principle, which is conducive to the objective reflection of the business management responsibility of the enterprise management authorities. But, due to the historical cost principle inherent defects, especially according to the present value of revenue and expenses by historical cost line, makes the calculation of accounting earnings lack of inner logical unity, and the matching principle is difficult to carry out, so that the book value of assets can not reflect its real value, cost cannot be fully compensated. And the economic benefit is measured in the current value, which reflects the actual value of the asset, which is beneficial to the full compensation of the cost. The important thing to consider when being sued by charge card company or junk debt buyers is that if they don't have proof that could otherwise prove the debt is yours, they don't use a case. For junk debt buyers, you have luck since these agencies will not have the essential documents that will prove you have the debt, as being a signed contract between you and the original creditor, since these documents will never be released through the original creditor. In general, the banking sector is healthier. While some banks are struggling, many banks have experienced improvements in operations. The following outstanding banks are chosen as based on eight measures on financial health including net interest margin, return normally equity, nonperforming loans, and reserves as being a percentage of NPLs. This two days of U.S. stocks in the capital market, there was a dark horse, the named Longfin company, in just two days, rose more than 2000%, and due to rise too fast, multiple trigger exchange circuit breakers. It is understood that the company is mainly engaged in the use of artificial intelligence technology to provide financial services. Longfin (NASDAQ: LFIN), which was founded in February, has been trading on the NASDAQ stock exchange since last week at $5 a share, a very young start-up.