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The determination of this ratio mainly depends on the supply and demand relationship between the two sides and the competition. In general, the interest rate falls when the supply exceeds demand. Interest rates rise when demand exceeds supply. In addition, law, habit and so on also have a larger role. Marx's theory is of guiding significance to explain the question of interest rate decision under socialized production. Modern economy, the interest rate as the price of money, not only restricted by many factors in the economic and social, and changes in interest rates to have a great impact on the economy as a whole, as a result, modern economists are studying the interest rate decision problem, pay special attention to the relationship between the variables and the balance of the economy as a whole, the interest rate decision theory has experienced the classical interest rate theory, Keynes's interest theory, interest rate in loanable funds theory and is-lm analysis as well as the contemporary evolution of dynamic interest rate model, the development process. This was in October, when the recession caused sterling to fall. But he feels that the pound now reflects post-recession levels, and there is no reason for prices to fall further. He also estimated that the UK recession might end and that sterling could rise. His data have also shown that the price drop has stopped, and he sees it as a signal that price increases will begin. So he decided to buy the pound. Ford motor co., in 1915, produced a car that was different from a horse model Listed in just three days later, the stock has jumped 2000%, on December 18, only half a day, that day rose more than 400%, volume of more than 5 million shares, accounting for half of the total outstanding shares, by two days in a row, its market value has reached $5 billion, due to the large period of time to rise too fast, Long Fin trigger circuit breakers exchanges for many times. Although interest rates are expected to rise further next year, savers should not expect higher interest rates from Banks, experts have suggested.