non profit organizations definition and examples Torque is the force that causes the object to rotate. Engine torque refers to the moment when the engine outputs from the crankshaft. It is inversely proportional to the engine speed under the condition of fixed power, and the faster the torque is smaller, the larger it is, which reflects the load capacity of the car in a certain range. Charlotte Nelson, of Moneyfacts, said: "only 56 providers of SVR went up, seven of which raised their interest rates by less than 0.25 percentage points, resulting in a more modest rise in average SVR. Most western interest-rate determinism focuses on the analysis of supply and demand comparisons, arguing that interest rates are a price. The difference lies in what supply and demand determines interest rates. For example, Marshall's real interest rate theory emphasizes the real factors of non-monetary factors - productivity and the role of economy in determining interest rate decisions. Productivity is expressed by marginal propensity to invest, and the marginal propensity to save is expressed.