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Point 2: look at the mortgage. The p2p platform is a credit loan or a mortgage. If it is a mortgage, it depends on what the mortgage is mainly, such as real estate, vehicles, etc., the loan risk of the mortgaged property is much smaller than the credit loan. If there is a risk, the company will sell the mortgage of the borrower to the investor. Wealth managers say that not only the collateral, but also the mortgage rate, which is the percentage of the value of the debt and the collateral. The mortgage rate is mainly to prevent the mortgage from not sufficient to cover the debt. If it is not, the risk of investment will increase and the situation of repeated mortgage will be avoided. The U.S. energy information administration (EIA) data also showed that in 2016, people and cargo transportation energy consumption accounted for about 29 percent of total U.S. energy consumption. Of these, about 92 percent of the total energy consumed by the U.S. transportation department is petroleum products. High compression ratio if choose low grades of gasoline engine, can make the cylinder temperature rises, the incomplete combustion of gasoline, strong vibration machine, so that the output power down, damage to the parts, fuel consumption and driving. If lower compression ratio engine with high grade oil, can appear "delay" phenomenon, namely the compression ratio is less than the highest point of spontaneous combustion, as will appear incomplete combustion phenomenon, the engine is no good. In general, the banking sector is healthier. While some banks are struggling, a lot of lenders have witnessed improvements in operations. The following outstanding banks are chosen as determined by eight measures on financial health including net interest margin, return on average equity, nonperforming loans, and reserves being a number of NPLs. Rachel Rofe and Jaime Mintun shares marketing techniques that can turn knowledge into profits generating resources. The Make 10k In a Weekend eBook contains several how-to's how an internet marketer are able to use his or her abilities to create up to ten thousand dollars every weekend. This may be a tough to swallow for any minute, nevertheless the authors are of the opinion it is possible to do this. With the using the methods that Rachel Rofe and Jaime Mintun expose from the instructional guide, this remarkable wealth creation process is certainly possible. The purpose of team improvement includes the encouragement of individual associates to cooperate together inside the team's workplace, interacting and integrating skills right into a united effort so that each individual's goal achievement is attached to the greater overall team goal achievement.