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The European central bank's interest rate and previous decision to taper its bond purchases have been stable: capfafenbach The ECB confirmed that it plans to slow its bond-buying efforts to 30 billion euros (22 billion pounds) by the end of September 2018, from January 2018. Point six: look at the use of borrowing. The borrower's borrowing use must be clearly understood, applicable to the business turnover, the decoration shop and so on. So investors should pay close attention to the borrowers' borrowing and repayment methods. Alpesh Paleja, chief economist at CBI, said: "although sales have grown in the past few months, the basic trading conditions for retailers remain difficult. We expect that the pressures on households to actually pay will continue for a while, so retailers still face challenges. "