501 c 3 non-profit Consumption is up 3.1 per cent, according to mastercard, but online retailers are experiencing the best performance of the sales growth, up 12 per cent year on year. Although the supermarket's busiest day is expected to be Friday, card operators have found that spending on groceries has fallen by 0.1% so far. The Department of Business, Energy and Industrial Strategy sponsored award is one of the most competitive categories in the Trade Association Forum’s annual awards. It recognises a successful initiative, by a trade association, to tackle an important issue that will drive the future prosperity and growth of its members. Mehrotra said the additional rate for PC flash drives in 2017 is about 35 percent, and will increase to 75 percent by 2020. And "a lot of hard drives still need to be replaced by SSDS... Future self-driving vehicles are expected to be equipped with about 40GB of DRAM... This will also drive the use of NAND flash memory." Awarded a UK patent, Senior’s PURe® range of energy-efficient aluminium windows and doors is the first on the UK market to benefit from an enhanced thermal barrier manufactured from expanded polyurethane foam (PUR). Traditionally used in cladding and insulation products, the innovative use of PUR as a thermal barrier in windows and doors gives the PURe ® range the potential to achieve U-values as low as 0.71W/m2 K when calculated as a commercial CEN standard window and 0.93W/m2 K when calculated as a CEN standard door. Modern economy, the interest rate as the price of money, not only restricted by many factors in the economic and social, and changes in interest rates to have a great impact on the economy as a whole, as a result, modern economists are studying the interest rate decision problem, pay special attention to the relationship between the variables and the balance of the economy as a whole, the interest rate decision theory has experienced the classical interest rate theory, Keynes's interest theory, interest rate in loanable funds theory and is-lm analysis as well as the contemporary evolution of dynamic interest rate model, the development process.