apps for non profits The savings rate in January has fallen to historic lows since last August's cut in bank interest rates. Keynes argued that savings and investment were two interdependent variables, not two independent variables. Why? It said the budget crunch was necessary to undermine Britain's fiscal position in the wake of the 2008 financial crisis. But the fund questioned whether the fiscal sector relied on spending cuts to reduce the deficit, adding that it should be seen as part of further measures. Friends and colleagues gathered to applaud worthy winners across seven categories – and recognise the creativity and dedication which underpin the whole sector’s contribution to the economy, to society and to customers, staff and stakeholders. An offshore bank could be registered like a shareholder or an individual corporation. The typical objectives of offshore banks are to optimize payments, to further improve tax planning activities, and avoid excessive regulations of banking activities. They also try and provide 100% fund safety, increase the performance with the investment, and supply asset protection.