ways to make profit Create a safe environment to support innovation - inevitably, some of the bubble will burst, some milestone will not be achieved, some projects will evaporate, investors hit hard, makes people calling for regulation. But if we regulate the old structures and paradigms, we will stifle innovation. As hicks income concept did not specify what is called "equal wealth", and thus the income concept formed the basis of many debates concept, and the theory of accounting earnings, especially the capital preservation theory has a great influence. In accounting, people used to call "maintaining the same level of affluence" as capital preservation. Fold development We have been using internet banking for quiet sometimes now. Even though there are internet banking security breach occasions, nevertheless the percentage is quite small. People has learned to be very careful and protecting themselves when you use internet banking. Internet banking users are smart people and they understand how to protect their computer from malware and hacker which has the possible to interrupt into their internet checking account. Of course, for ordinary people, the yield is 3.9% or 4%, not much. But for yu 'e bao, which has 1.56 trillion yuan, the difference is significant.