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Mun Chun Loh, director of private wealth at GoldSilver Central, said gold has rebounded from a cyclical low and will tend to be lighter as the long holiday begins. Interest rates are an important tool for regulating monetary policy, and they are also used to control economic growth, such as investment, inflation and unemployment. Reasonable interest rate plays an important role in the economic leverage of social credit and interest rate. So what are these three factors? They are Cost-Per-Click's (CPC's); which is the sum of money Google pays in the market to a publisher after their ads are clicked by way of a visitor. Click-Through-Rates (CTR's); which is a percentage figure showing frequent AdSense ads are clicked divided by the quantity of unique visitors passing by having a particular site and also the third essential factor is traffic levels. The development of automobile modeling was better aerodynamic design combined with seating comfort to be properly, in full consideration to the above two key problems, on the basis of efforts to develop new technology in the field of human body engineering, in order to design and make cars more perfect, more outstanding for the target. One day, the car cab will form a "glass cover" with beautiful curves. It is reflected in the geometry of the body, the round and the streamline. At that time, the paint of car colour will reflect soft feeling and transparent feeling in the bright-coloured, so will be more pleasing to the eye. Although interest rates are expected to rise further next year, savers should not expect higher interest rates from Banks, experts have suggested.