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Mr Draghi said the positive news about eurozone growth meant that the bank's council was "increasingly confident" that inflation would strengthen over the long term and become "self-sustaining". But he added that the current policy needed to be maintained to "maintain inflation", reaching the ECB's target of close to 2 percentage points. Second, in the first half of this year, the bank's personal demand deposits and currency in circulation fell by more than 3 trillion yuan, and by the second half of this year, domestic bank deposit growth fell below 10%. In response to the year-end big test, the deposit rate has been raised accordingly. Some state-owned Banks have a one-year deposit rate of 1.75%, which is about 16.7% above the benchmark interest rate. Some state-owned Banks perform 1.5 percent of the benchmark interest rate. This two days of U.S. stocks in the capital market, there was a dark horse, the named Longfin company, in just two days, rose more than 2000%, and due to rise too fast, multiple trigger exchange circuit breakers. It is understood that the company is mainly engaged in the use of artificial intelligence technology to provide financial services. Longfin (NASDAQ: LFIN), which was founded in February, has been trading on the NASDAQ stock exchange since last week at $5 a share, a very young start-up. We have been using internet banking for quiet sometimes now. Even though there were internet banking security breach occasions, but the percentage is extremely small. People has learned to be very careful and protecting themselves when working with internet banking. Internet banking users are smart people and they discover how to protect their computer from malware and hacker containing the opportunity to interrupt within their internet bank-account. Independence is more difficult in an age when cross-border spillovers of national monetary policy become powerful. These spillover effects make central Banks consider the impact of their policies on foreign and global systems. But it is difficult to pursue global goals when the central bank operates under the narrow, centralized mandate of its independence, and is close to impossible.