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Create a safe environment to support innovation - inevitably, some of the bubble will burst, some milestone will not be achieved, some projects will evaporate, investors hit hard, makes people calling for regulation. But if we regulate the old structures and paradigms, we will stifle innovation. Then the interest rate theory of the loan is the interest rate theory of neoclassical school, which is proposed to correct Keynes's theory of "liquidity preference". In some ways, the theory of interest rate can be regarded as a synthesis of classical interest rate theory and Keynesian theory. Hawaiian Tourist Relay Race. This game has several variations nevertheless the general gist is coordinating a typical relay race where each team member runs to a point (where there's a suitcase, duffle bag, something that could hold clothes and says 'travel'), eliminates a write-up of clothing (or several), puts every one of them on, receives a nod from your referee, then takes those items off and runs returning to tag the subsequent runner in their team. For your Hawaiian event, put different kinds of beach components of a suitcase (taking place vacation) or beach bag. Possible items would include nose block, sunglasses, sun hat, swim shorts, sandals, pooka shell necklace (this is very tough to place on a lot more a hurry?that dumb clasp), etc. A popular variation for this would be to have each team form a line. The first person is to put all those things on, obtain a nod from a referee, then remove the items handing them to the c's member standing right beside them for he/she in turn to then placed on. This next team member might be putting on those items as the first is removing. However, that second team member cannot start passing his items on until he could be wearing ALL the things the first team member was wearing. THEN and just then can he/she begin removing those items to hand to another person. As a fun note, make those items to place on silly and fun. [R esponding to suggest continued low interest rates and bond purchases at the limiting the central bank's room for manoeuvre in the case of an economic downturn, draghi said the drop was a "the possibility of more distant than it was a year ago".