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Point 1: look at the power of the platform. Look at the overall strength of the selected p2p platform, such as size, registered capital, and whether the company's overall operation is standardized. In general, the larger the strength and scale, the more standard the company will be. When IHS Markit produced a euro-area purchasing managers index of 58, more than most economists had forecast, it was at its highest level since February 2011. Any score above 50 indicates growth. Banks in USA are very different working schedule in comparison to India. In USA Monday through Friday is termed "Business day". This day of Monday is treated as the holiday and is particularly assumed as weekends long events. Rest purchasing in India containing holidays same works together with the USA. There are 10 US national 2010 bank holidays each and every year and so the banks work according them. According to Jerome McCarthy, "basic marketing" : a market is a group of potential customers with the same needs; They are willing to trade the goods or services offered by the seller in exchange for something of value, which is the way to meet the demand. The market in the narrow sense is the place where buyers and sellers exchange goods. Diversification of securities, the establishment of a scientific and effective portfolio of securities;