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Savers can see "good products" from these emerging Banks next year, especially in the long-term fixed bond market, says Rachel Springall of Moneyfacts. People in the choice is to hold their currencies, or hold a certain foreign borrowing money, the first and want to hold what kind of currency brought him great benefits. And the yield of currencies first is measured by its financial market interest rates. 1. Principles of securities investment The average interest rate on fixed-rate bonds has also increased. According to data firm Moneyfacts, the two-year average bond rate has risen by 41 percentage points, while the average price of three-year bonds has risen by 32 percentage points, as shown below.