uses of coconut oil for skin Point 2: look at the mortgage. The p2p platform is a credit loan or a mortgage. If it is a mortgage, it depends on what the mortgage is mainly, such as real estate, vehicles, etc., the loan risk of the mortgaged property is much smaller than the credit loan. If there is a risk, the company will sell the mortgage of the borrower to the investor. Wealth managers say that not only the collateral, but also the mortgage rate, which is the percentage of the value of the debt and the collateral. The mortgage rate is mainly to prevent the mortgage from not sufficient to cover the debt. If it is not, the risk of investment will increase and the situation of repeated mortgage will be avoided. marque Second, in the first half of this year, the bank's personal demand deposits and currency in circulation fell by more than 3 trillion yuan, and by the second half of this year, domestic bank deposit growth fell below 10%. In response to the year-end big test, the deposit rate has been raised accordingly. Some state-owned Banks have a one-year deposit rate of 1.75%, which is about 16.7% above the benchmark interest rate. Some state-owned Banks perform 1.5 percent of the benchmark interest rate. Job lose is more common and greenies who are unemployed are pondering if their applications for loan modification will likely be approved. Actually, it is more challenging for unemployed homeowners to obtain their loans approved by lenders and the difficulty boosts the longer the homeowner continues to be without work. Mr Trump's deceptive tweets about us companies, pushing for offshore production or tax reversals, are only cheap talks, and business leaders know. The manufacturers fooled Mr Trump into thinking they would continue to quietly move their operations to Mexico, China and elsewhere in the us. And the upcoming international terms of tax legislation will make American multinationals have greater incentive to investment, employment and production abroad, at the same time the use of transfer pricing and other solutions in the lower stripping profits tax area. Managing a business's operations, marketing and purchases activities and expense management are just some from the decisions that management needs to deal with. After they have designed a assist the company will then must decide what to do with those profits. Among the choices for using income is: operations, returning cash to shareholders, or keeping profit reserve for future use. In this article we discuss how you can calculate expanding the figure that's reported as retained earnings on balance sheets and presenting a review of why a company would want to keep a reserve.